Commercial Real Estate Concentrations: Evidence on the Survival of Small Banks
DOI:
https://doi.org/10.58886/jfi.v8i1.2355Abstract
This study examines the survival of small banks with commercial real estate concentrations over the 2006-2009 period. Using data on 4646 banks, I document that commercial real estate loan concentrations increase the hazard of disappearance. The analysis of bank-specific factors reveals that bank capitalization, liquidity, and asset quality play a significant role on bank survival. I also find evidence that small banks in the Pacific Southwest and South Atlantic regions are less likely to survive as separate entities.
Downloads
Published
2010-06-30
How to Cite
Pana, Elisabeta. 2010. “Commercial Real Estate Concentrations: Evidence on the Survival of Small Banks”. Journal of Finance Issues 8 (1):106-17. https://doi.org/10.58886/jfi.v8i1.2355.
Issue
Section
Original Article